RM Capital is a niche structured finance company dedicated to innovative and alternative funding solutions. In the past twelve years, RM Capital has positioned itself as a convenient alternative to mainstream banks and other strictly mandated funders and has directly funded over R400 million of deals. Our directors have in excess of 50 years combined experienced in the investment banking, accounting and legal arenas. We extend a customised approach, insight and analytics in structuring complex funding transactions to create an enabling environment for our client's business success. We take an expansive view in securitising "difficult to value" assets. Our clients are able to deal directly with the decision makers without complicated approval processes or time delays and with minimal paperwork. We understand business and extend a “think out of the box” approach to all transactions. We regard ourselves as funding partners, and do not treat clients as a mere “business arrangement”. RM Capital understands the complexities of our client’s business, assures utmost confidentiality and takes pride in forging long term business relationships.
We serve businesses throughout South Africa, across a range of industries.
OUR FUNDING PHILOSOPHY
1. EVERY BUSINESS IS UNIQUE
Approach each funding transaction on its own merits.
2. THINK OUT-THE-BOX
Look at the clarity of focus, passion of our clients and growth prospect of their business.
3. MULTI-DISCIPLINED APPROACH
Offer a combination of common sense advice specialised financial legal and entrepreneurial acumen.
4. DEVELOP LONG TERM BUSINESS RELATIONSHIPS
Take a personal interest in our client’s future growth and business success, act like a finance partner and not merely a business arrangement.
GET IN TOUCH
Ryan comes from an international investment banking and entrepreneurial background. Ryan, co-founder and Director of RM Capital has a BSC (Finance) from the University of Utah (USA) – Magna Cum Laude. As an analyst in the mergers and acquisitions division at Morgan Stanley New York, he gained insight into complex and high-level funding transactions and valuations. Ryan co-founded Blackheath Loans and First Provincial Credit in London, UK where for both companies he sourced, negotiated and structured fundraising deals and set up all the systems and processes to extend millions of Pounds of loans successfully into the UK consumer market with very low bad debt rates. He funded, managed and grew a number of other businesses in the UK ( Your Gold for Cash, amongst others) and South Africa ( Other Mother Music/Songs, amongst others), with many having been successfully sold to third parties. Ryan was CEO of RM Capital for 4 years and grew the book 100%+ year on year for 3 years consecutively with very low bad debt rates.
Mark comes from a finance and accounting background with experience in New York and South Africa. Mark co-founder and Director of RM Capital has a BCompt (Hons) Accounting and is a qualified Chartered Accountant. At Deloitte and Touche in New York, he concentrated on the preparation of valuation analysis’ and financial forecasts for a number of high-level NYSE and NASDAQ companies. Mark gained further experience in audit planning, budgeting, execution and management with a number of businesses in various industries including AVIS, Jackson Hewitt and The Cedent Group. He has investment exposure with American and JSE listed companies and USA distressed debt and credit opportunity hedge funds.
Joel comes from a legal and international trade finance background, and is a director of RM Capital. As a practicing attorney specialising in commercial law and litigation, he is actively involved in creating and structuring funding transactions for RM Capital. Joel has been exposed to a wide array of commercial funding transactions. He has served as legal advisor to a USA nationwide industry products company and has experience in the international trade finance arena, having been involved in securing long term funding for American companies for production, and infrastructure and development in China. In RM Capital, Joel extends his legal and finance experience in customising funding structures as an alternative to mainstream banks.
WHAT WE DO
RM Capital is focused on creating short to medium term funding solutions for established and growth businesses. Each client’s specific requirements and circumstances are taken into account. Funding structures can be used for cashflow, working capital or to serve as a financial bridge based on specific exit events.
OUR SERVICES INCLUDE
Cashflow and working capital funding – loans, revolving credit facilities and customised structures